So I had quite the surprise when I checked my Geico account today to see how much I needed to pay this month. "Your auto policy was canceled on 11/05/2009."
Say What???
This was kind of confusing because I remember going to pay it around Halloween...I remember that I was running errands with a friend on Capital blvd and I only had cash on me and that the receptionist reminded me that Geico only takes checks or money orders and I didn't want to drive all the way back to my apt and get my checkbook or go to the bank/gas station to get a money order (which thinking back now, the inconvenience of leaving and coming back definitely outweighs the inconvenience of apparently driving around uninsured and having to reinstate my friggin policy)...so my friend offers to write a check and i can give them the cash and problem solved. Right?
Since the check was returned for 'insufficient funds' I call my friend up to find out what the eff is going on...and apparently someone stole his debit card and has been going to town, causing everything to bounce from here to kingdom come.
After finding that out, I call Geico and tell them what happened and what would I need to do to reinstate my shit? Which is when I find out all I have to do now is pay $250 since they've increased my premium for lapsing. Which is a pretty big damn deal since before I was paying around $100. What. The. Eff.
And because my stupid Lizard checks have been CRAP since it changed ownership and I've been getting paid oddly + I quit Galaxy AND I just got a new car so I've been paying payments on that....I definitely don't have $250 that I can just pull out of my butthole.
After considering my options-'borrowing' the money from the register, selling my kidneys, pawning shit...I decide that even though I absolutely, positively, HATE doing it, I should prob see if I can borrow it from my family.
So I make the dreaded call...and my gma gives me this long spiel about how everyone wants a piece of her lately and this is what happens when you don't pray (Thanks Jesus!) and she'll talk to my aunt and uncle and see if they can get it. It's just so frustrating because I've been doing so well lately...paying all my own bills and I haven't asked for help in SOOO long...and then when I need help I just get a guilt trip/sermon. I call my mom and get the same bs really...even though when I talked to her a few days ago and she was out christmas shopping and getting her nail/hair done and she just got a promotion at work.
The whole thing just leaves a sour ass taste in my mouth. But what else can I do? I could potentially lose the car if the dealership/bank finds out I'm driving around uninsured, NC DMV will make me pay a shit ton of fees if they get wind of it, and now I'm going to be paranoid as hell that any moment someone will T-bone me and I'm pretty much screwed.
Being an adult blows.